ILA for Brokers, Intermediaries & Lenders
Partner with the UK's leading dedicated ILA service. Fast turnaround, reliable certificates, dedicated partnership team.
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Dedicated Partnership Team
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Same-Day Service for Brokers
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157+ Lenders Covered
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SRA Regulated
✔ Online
Poppy LLB
Solicitor
✔ Online
Zain
Solicitor
✔ Online
Mohsin
Solicitor
How Can We Help You?
Partnership Enquiry — Please supply:
- Your name and firm
- Your role (broker / intermediary / lender)
- Approximate ILA volume per month
- Lenders you typically work with
- Your contact details
As a mortgage broker, intermediary or lender, you know how frustrating it can be when a transaction is held up at the last minute because your client needs Independent Legal Advice. You've done the hard work to get the deal arranged — and then the lender's ILA requirement threatens to derail the timeline.
We exist to solve that problem. We are an SRA-regulated law firm that has provided dedicated ILA services since 1998. We understand the time pressures brokers face, the lender requirements that need to be met, and the importance of moving fast without cutting corners.
Why Partner With Lawyers Online
Same-Day Appointments
Most ILA appointments booked and completed within 24 hours. Urgent cases handled within 2-4 hours where possible.
157+ Lenders Covered
From major high street banks to specialist BTL lenders, bridging finance, and building societies. View full list →
Dedicated Partnership Team
One point of contact, priority booking, bespoke service arrangements for high-volume broker partners.
Fixed Fees, No Surprises
Transparent pricing from £150 + VAT. No hidden costs, no escalating fees, no payment surprises for your clients.
Direct Solicitor Access
Your client speaks directly with a qualified solicitor — not a paralegal or call centre. SRA-regulated advice every time.
Same-Day Certificate Dispatch
Once signed, certificates are scanned and forwarded the same day. Originals dispatched by first-class post. Your transaction completes on time.
Who We Work With
Mortgage Brokers & Intermediaries
If you're arranging a mortgage that requires ILA — typically a JBSP arrangement, a director's personal guarantee for a buy-to-let limited company, a bridging loan, or a transaction involving a non-owner occupier — we are the partner you need. We handle the ILA element while you focus on the mortgage. Your client gets fast, qualified advice. The lender gets a certificate that satisfies their requirements. The transaction completes on time.
Specialist Lenders
For specialist BTL, bridging finance, development funding and commercial lenders, we provide a reliable ILA service that meets the demanding standards set out in Royal Bank of Scotland v Etridge (No 2) [2001]. We are familiar with the documentation of all major specialist lenders and understand the nuances of their respective ILA requirements.
Solicitors & Conveyancers
When you can't act as the independent legal advisor for a client on a transaction (because of conflict, capacity, or the regulatory requirement for genuine independence), refer the ILA element to us. We provide the certificate; you handle the conveyancing. Clean separation, fast turnaround.
When Your Client Needs ILA
The most common situations we see referrals for:
- Joint Borrower Sole Proprietor (JBSP) mortgages — parent helping a child onto the property ladder
- Buy-to-let limited company mortgages — director's personal guarantee required
- Occupier's consent forms — non-owner adult occupying a mortgaged property
- Bridging loans — high-interest short-term security requirements
- Personal guarantees — commercial lending and director guarantees
- Second charge mortgages — additional secured borrowing
Two areas we cannot currently support
Please be aware that we are not currently able to provide ILA for:
- Equity Release & Lifetime Mortgages (including all Equity Release Council products)
- Transfer of Equity matters
If your client needs ILA for either of these, we recommend referring them to a specialist solicitor in that field. For all other ILA matters listed above, we are ready to support you.
Become a Partner
If you regularly need ILA support for your clients, please get in touch with our partnerships team. We can discuss:
- Priority appointment booking and dedicated case management
- Bespoke referral processes and templates
- Bulk discount arrangements for high-volume partners
- Direct invoicing arrangements (where preferred)
- Co-branded client communications
- Lender-specific document handling protocols
Get in touch with our partnerships team
Email us directly to start the conversation. We respond to all partnership enquiries within one working day — usually much faster.
partnerships@lawyersonline.co.uk✉ Email Partnerships Team
Click the address or button above to open your email app with a pre-filled enquiry template.
What to include in your email
- Your firm and role — broker, intermediary, lender, conveyancer, financial adviser, etc.
- Approximate ILA volume — how many ILA matters per month you typically have
- The lenders you work with — so we can confirm we have established processes for them
- The ILA types most relevant to you — JBSP, director's personal guarantee, occupier's consent, bridging, etc.
- What you'd like to discuss — priority booking, bulk arrangements, branded referrals, anything bespoke
Don't worry about getting all of this exactly right — even a short message saying who you are and what you'd like to discuss is enough. We'll take it from there.
Prefer to talk? Call our partnerships team on 0800 0931528 Monday to Friday, 9am–6pm.
Frequently Asked Questions
How quickly can you provide ILA to my client?
We offer same-day video appointments and aim to provide ILA within 2-4 hours of receiving documents for urgent cases. From referral to ILA certificate is typically 1-3 working days depending on postal turnaround.
Do you work with all UK lenders?
We work with over 170 UK lenders including all major high street banks, specialist buy-to-let lenders, bridging finance providers, and building societies. See our Lenders page for the full list. If your lender isn't shown, contact us — we can almost certainly help.
Is there a referral fee or commission structure?
We don't pay introducer commissions (this would compromise our regulatory independence). However, our partnership team provides priority appointment booking, dedicated case management, and bespoke service arrangements for high-volume partners. Get in touch at partnerships@lawyersonline.co.uk.
How do you handle complex cases?
Complex cases — multiple guarantors, overseas directors, high-value transactions, unusual security structures — are routed to our senior solicitors with appropriate expertise. We're happy to discuss complex matters in advance to confirm we can handle them efficiently.
Can my client pay you directly or do I invoice?
Most commonly the borrower pays our fee directly. However, for established broker partners we can invoice you and you can include our fee in your client's overall costs. We can also accept payment via your firm if preferred.
Do you provide ILA outside England and Wales?
Yes. We provide ILA to clients in Scotland, Northern Ireland and the Channel Islands subject to lender requirements. Scottish ILA requires additional certification by a Scottish solicitor in certain cases — we can advise.
What documents do you need from me to start an ILA?
We need: the document the client is signing (mortgage offer, personal guarantee etc.), client ID, client contact details, and details of the lender's solicitor. We have a streamlined broker referral form which captures everything in one go.
Can I refer clients via your booking system or do I need to send them direct?
Either works. Many brokers prefer to make the introduction warm by booking the appointment for the client. Others send the client our way with a referral note. We're flexible — whatever works for your client journey.
Lenders & Companies We Work With
